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7 Important 2020 Changes to Social Security You Need to Know About

7 Important 2020 Changes to Social Security You Need to Know About

For those who currently collect or are planning to collect Social Security October 2019 was an important month. Each year, the Social Security Administration (SSA) releases the details on upcoming changes to Social Security benefits for the following year. Social...

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7 Important 2020 Changes to Social Security You Need to Know About

For those who currently collect or are planning to collect Social Security October 2019 was an important month. Each year, the Social Security Administration (SSA) releases the details on upcoming changes to Social Security benefits for the following year. Social...

Plan for Your 2019 Changes to Social Security

October is a big month for those who currently collect or are planning to collect Social Security. Each year, the Social Security Administration (SSA) releases the details on upcoming changes to Social Security benefits in the following year. From what we can see,...

When does it make sense to take my spousal benefits early?

In most cases if you’ve worked and paid into Social Security for more than the required forty quarters to be eligible for benefits, your retirement benefits will exceed those of your spousal benefits as a current or ex-spouse. In other words, spousal benefits usually...

If I take spousal benefits early, are they reduced?

Taking Social Security benefits early automatically reduces them. If you wait until full retirement age to collect your spousal benefits, you will receive a monthly check equal to 50 percent of your spouse’s full retirement benefits. The same applies if you are an...

How much can my kids receive from my Social Security?

Regardless of whether you start your retirement checks before your full retirement age, each child could get a monthly check equal to 50 percent of your full retirement benefits. There is a limit regarding how much Social Security will pay in family benefits. The...

What should I do if my disability benefits are denied?

If you are turned down for disability benefits and you believe you are entitled to them, file an appeal for reconsideration within sixty days of the denial. If you miss the sixty-day deadline, you’ll have to file a new application. Reconsideration is excluded in the...

Is there anything that can reduce my disability benefits?

If you were injured on the job and qualified for workman’s compensation, a family cannot receive benefits worth more than 80 percent of the disabled worker’s previous wages. Both the Social Security disability and worker’s compensation payments are counted against...

Are survivor benefits the same when receiving disability benefits?

Survivor benefit amounts are the same when it comes to disability cases. However, if you are disabled, you can claim your reduced survivor benefits at age fifty, as opposed to age sixty if you are not disabled. The reduced benefit amount at fifty would be 71.5 percent...

How are disability benefits calculated?

The benefit amount is based on your earnings history, just like your retirement benefits. The more you pay into the Social Security program, the higher your monthly checks will be. Disability benefits are paid based on the retirement benefit you would have received if...

Can I get survivor benefits before age sixty?

If you are disabled, you can begin drawing reduced survivor benefits as early as age fifty. You are eligible for survivor benefits prior to age sixty if you are caring for a child of your deceased spouse who is younger than sixteen, or if you are taking care of a...

Can my kids draw survivor benefits?

Children below age eighteen can draw survivor benefits, and teens eighteen years old and still in high school can also draw survivor benefits. If a child was disabled prior to turning age twenty-two, he or she is eligible for survivor benefits. The benefit amount is...

Can I collect survivor benefits if I got remarried and divorced?

You can have been married and divorced multiple times. You can’t be currently married prior to age sixty and collect survivor benefits on your deceased spouse or spouses. If you divorced your deceased spouse, got remarried, and then your second spouse died, you’d draw...

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