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ALL the Important 2021 Changes to Social Security You Need to Know About

For those who currently collect or are planning to collect Social Security, October 2020 was an important month. Each year, the Social Security Administration (SSA) releases the details on upcoming changes to Social Security benefits for the following year...

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Recent Articles

7 Important 2018 Changes to Social Security You Need to Know About

October is a big month for those who currently collect or are planning to collect Social Security. Each year, the Social Security Administration (SSA) releases the details on upcoming changes to Social Security benefits in the following year. From what we can see,...

Can my kids draw Social Security checks on my work record?

Children can draw benefits on your work record when you begin receiving your retirement benefits. They can receive a check if they’re under the age of eighteen. If they are still in high school at age eighteen, checks will continue until they graduate, or until they...

What is a family benefit?

A family benefit is a monthly Social Security check for a family member based on your work record. Many people don’t know about family benefits. As a result, they sometimes lose benefits they could otherwise have received if they’d only known they were eligible for...

How do the new Social Security rules impact me?

In November 2015, some key rules in the Social Security program were changed in provisions embedded in the Bipartisan Budget Act. The new rules essentially make spousal benefits less important. Here’s why. Prior to the big changes, you could file for spousal benefits...

Can I draw spousal benefits if I’m under sixty-two?

The answer is yes, but you and your spouse have to meet certain eligibility requirements. Your spouse must be sixty-two and drawing Social Security retirement benefits, or your spouse must be receiving Social Security disability benefits. You have to be caring for...

How is disability determined?

Obviously, you’ll need to provide a written assessment from a medical professional about your physical or mental status. Your application for disability benefits is then sent to a special state-run office. An official in that office will review your medical records...

Do I have to pay into Social Security to get disability benefits?

As with any other benefit from Social Security, you have to pay into the program to qualify. But there are extra rules when it comes to disability benefits. You have to have paid into Social Security for a total of forty quarters. And here’s the extra hurdle. You have...

What are disability benefits?

Disability benefits are in a separate class. They are not like retirement, spousal, family, or survivor benefits. Let’s take a close look at disability benefits. Knowing the rules about Social Security disability benefits could make a big difference in the quality of...

My spouse died a long time ago. Do survivor benefits still matter?

Many people make the mistake of dismissing survivor benefits, especially if the spouse died a long time ago and never earned much money. It’s worth noting that the benefit amounts will have continued to grow after death because of cost-of-living adjustments made to...

How much is my survivor benefit?

Your survivor benefit depends on the earnings history of your deceased spouse or ex-spouse. You qualify for survivor benefits as a spouse if you’ve been married for at least nine months prior to your spouse’s death, or if you were married to your ex-spouse for ten...

What is a survivor benefit?

Simply put, survivor benefits are paid to those who are eligible for them based on your work record prior to your death. The more you pay into Social Security, the more valuable your survivor benefits will be to your loved ones. That is one reason why we don’t...

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