What is a family benefit?

A family benefit is a monthly Social Security check for a family member based on your work record. Many people don’t know about family benefits. As a result, they sometimes lose benefits they could otherwise have received if they’d only known they were eligible for...

How do the new Social Security rules impact me?

In November 2015, some key rules in the Social Security program were changed in provisions embedded in the Bipartisan Budget Act. The new rules essentially make spousal benefits less important. Here’s why. Prior to the big changes, you could file for spousal benefits...

Can I draw spousal benefits if I’m under sixty-two?

The answer is yes, but you and your spouse have to meet certain eligibility requirements. Your spouse must be sixty-two and drawing Social Security retirement benefits, or your spouse must be receiving Social Security disability benefits. You have to be caring for...