What’s the most important thing I should know about Social Security disability benefits?

If you can work in any capacity, you are not entitled to disability benefits from Social Security. If you want to apply for disability benefits, you have to prove that you are unable to work due to a physical or mental condition that is expected to last for twelve months or longer, or that will lead to your death. You have to be an American citizen, or a legal alien, and you have to be under full retirement age if you’re an adult.